Independent Financial Advisor in Hamilton, Ontario

Provident Wealth Financial helps families and individuals with investments, life insurance and retirement planning.  We are owned by Paul Carvalho, an independent financial advisor in Hamilton, Ontario. 

prov • i • dent

(adjective) Having foresight; providing carefully for the future.

Our approach to managing wealth

We follow a simple but powerful formula to help you build a strong financial future: 

Plan:  We begin with a discussion about you and your family to determine your goals.

Build:  We then create a long-term investment strategy that’s best suited to your needs.

Protect:  Along the way we protect your assets and keep you on the right path.

Meet Paul Carvalho

Paul Carvalho is a financial advisor with over 20 years experience.  He has a Masters Degree in Economics and has earned the Chartered Financial Analysis (CFA) designation.

Most importantly, Paul is a proud family man who lives with his wife and daughter in Hamilton, Ontario.

paul carvalho, financial advisor in hamilton, ontario

“It’s fantastic to see the positive change in clients when their plan comes together. You can actually see their confidence and optimism grow! It’s a great feeling.”

paul carvalho financial advisor in hamilton

Do you have a question?  Feel free to reach out:

What We Offer


investmentsWe work with many of the top investment firms in Canada. Once we understand your personal and financial objectives, we choose the most suitable money manager to implement your investment plan.

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Life Insurance

life insuranceGet the coverage you need to protect your loved ones. We have access to virtually every life and health insurance company in Canada, so you can be sure you’re getting the best product for the lowest price.

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Retirement Planning

retirement planningRetirement planning is more than investments. We look at all the moving parts of your financial life to find synergies and save you money. It’s a big picture approach that provides tremendous value.

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